Worship Service Company

Our Purpose...

Being “Connected” as a United Methodist is important.  An advantage afforded by The Union’s insurance program is the purchasing power we have as a group.  Insurance companies, like all businesses, respond to their larger more influential customers.  As a large customer, when one church location does sustain a loss the effect is not as significant.  This is because there are more premium dollars from all the churches to offset the loss for one church.  As a result, our rates have continued to get lower every year because of our buying power is getting stronger each year.  Another benefit to our being “Connected” is, the insurance company can structure an insurance policy to include enhanced coverages and other considerations not available to customers paying smaller premiums.  For example, if your church does not have any identifiable payroll, we can provide your congregation with workers’ compensation coverage for as little as $14 per year.  This insurance “Connection” benefits all our congregations.

Our Underwriting Partner...

Is Hastings Mutual Insurance Company.  Hastings’ headquarters is right here in Michigan.  The company is located in a small community southwest of Lansing, MI.  They have been in business since 1885.  A. M. Best rates Hastings A Superior.  They have many company underwriting, claims adjusters, and loss control employees located throughout the state and in the Detroit metropolitan area.

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Who We Are

Our insurance consultant, Keith Howard, is a United Methodist and has worked as an insurance professional for 35 years.  He is licensed to sell Property, Casualty, Life and Health, and Surplus Lines insurance.  He is a state of Michigan licensed Insurance Counselor and member of Michigan Association of Property and Liability Insurance Counselors.  During his career Keith focused on insuring large local and national Non-Profit groups and commercial risks.

Keith makes this point, “When working with Volunteers and Non-Profits an agent must be available 24-7.  Volunteers often work at jobs and they need to reach their insurance agent outside normal business hours.  That is why my cell phone number is printed on my business cards.”  He receives calls regularly into the evening hours and throughout weekends.